Sergio Javier Vaccaro - 22 Jan 2026 Form 4 Insider Report for Ponce Financial Group, Inc. (PDLB)

Signature
/s/Megan Foscaldi, as attorney in fact
Issuer symbol
PDLB
Transactions as of
22 Jan 2026
Net transactions value
+$361,240
Form type
4
Filing time
26 Jan 2026, 21:13:48 UTC
Previous filing
06 Feb 2025

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Vaccaro Sergio Javier Chief Financial Officer 2244 WESTCHESTER AVENUE, BRONX /s/Megan Foscaldi, as attorney in fact 26 Jan 2026 0001932536

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction PDLB Common Stock Award $0 +10,000 +20% $0.000000 60,000 22 Jan 2026 Direct F1, F2, F3
holding PDLB Common Stock 2,660 22 Jan 2026 By ESOP F4

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction PDLB Non-Premium Stock Options Award $168,800 +10,000 $16.88 10,000 22 Jan 2026 Common Stock 10,000 $16.88 Direct F5
transaction PDLB Premium Stock Options Award $37,140 +2,000 $18.57 2,000 22 Jan 2026 Common Stock 2,000 $18.57 Direct
transaction PDLB Premium Stock Options Award $37,820 +2,000 $18.91 2,000 22 Jan 2026 Common Stock 2,000 $18.91 Direct
transaction PDLB Premium Stock Option Award $38,480 +2,000 $19.24 2,000 22 Jan 2026 Common Stock 2,000 $19.24 Direct
transaction PDLB Premium Stock Optins Award $39,160 +2,000 $19.58 2,000 22 Jan 2026 Common Stock 2,000 $19.58 Direct
transaction PDLB Premium Stock Options Award $39,840 +2,000 $19.92 2,000 22 Jan 2026 Common Stock 2,000 $19.92 Direct
holding PDLB Premium Stock Options 3,000 22 Jan 2026 Common Stock 3,000 $11.08 Direct
holding PDLB Premium Stock Options 3,000 22 Jan 2026 common stock 3,000 $10.33 Direct
holding PDLB Premium Stock Options 3,000 22 Jan 2026 Common Stock 3,000 $10.52 Direct
holding PDLB Premium Stock Options 3,000 22 Jan 2026 Common Stcok 3,000 $10.70 Direct
holding PDLB Premium Stock Options 3,000 22 Jan 2026 Common Stock 3,000 $10.89 Direct
holding PDLB Non-Premium Stock Options 20,000 22 Jan 2026 Common Stock 20,000 $13.31 Direct F6
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Shares of restricted stock units vest annually at a rate of 20% per year commencing on January 22, 2027 and were granted for no consideration.
F2 Includes 21,000 shares of previously awarded restricted stock units, of which 7,000 shares vest on December 4, 2026, 7,000 shares vest on December 4, 2027 and 7,000 shares vest on December 4, 2028
F3 Includes 5,000 shares of restricted stock units vest annually at a rate of 20% per year commencing on February 4, 2026
F4 Reflects ESOP allocations and dispositions that have occurred since the date of the reporting person's last ownership report
F5 Non-Premium stock options vest annually at a rate of 20% commencing on January 22, 2027
F6 Non-Premium Stock Options vest annually at a rate of 20% per year commencing on February 4, 2026