Carlos P. Naudon - 22 Jan 2026 Form 4 Insider Report for Ponce Financial Group, Inc. (PDLB)

Role
President & CEO, Director
Signature
/s/Megan Foscaldi, as attorney in fact
Issuer symbol
PDLB
Transactions as of
22 Jan 2026
Net transactions value
+$270,930
Form type
4
Filing time
26 Jan 2026, 19:24:14 UTC
Previous filing
11 Dec 2023
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
NAUDON CARLOS P President & CEO, Director 2244 WESTCHESTER AVENUE, BRONX /s/Megan Foscaldi, as attorney in fact 26 Jan 2026 0001270273

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction PDLB Common Stock Award $0 +15,000 +3.3% $0.000000 473,743 22 Jan 2026 Direct F1, F2
holding PDLB Common Stock 89,869 22 Jan 2026 By IRA
holding PDLB Common Stock 20,000 22 Jan 2026 By Banking Spectrum Inc.
holding PDLB Common Stock 12,767 22 Jan 2026 By ESOP F3

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction PDLB Premium Stock Options Award $27,855 +1,500 $18.57 1,500 22 Jan 2026 Common Stock 1,500 $18.57 Direct
transaction PDLB Premium Stock Options Award $28,365 +1,500 $18.91 1,500 22 Jan 2026 Common Stock 1,500 $18.91 Direct
transaction PDLB Premium Stock Options Award $28,860 +1,500 $19.24 1,500 22 Jan 2026 Common Stock 1,500 $19.24 Direct
transaction PDLB Premium Stock Options Award $29,370 +1,500 $19.58 1,500 22 Jan 2026 Common Stock 1,500 $19.58 Direct
transaction PDLB Premium Stock Options Award $29,880 +1,500 $19.92 1,500 22 Jan 2026 Common Stock 1,500 $19.92 Direct
transaction PDLB Stock options Award $126,600 +7,500 $16.88 7,500 22 Jan 2026 Common Stock 7,500 $16.88 Direct F4
holding PDLB Premium Stock Options 24,000 22 Jan 2026 Common Stock 24,000 $10.33 Direct
holding PDLB Premium Stock Options 24,000 22 Jan 2026 Common Stock 24,000 $10.52 Direct
holding PDLB Preium Stock Options 24,000 22 Jan 2026 Common Stock 24,000 $10.70 Direct
holding PDLB Premium Stock Options 24,000 22 Jan 2026 Common Stock 24,000 $10.89 Direct
holding PDLB Premium Stock Options 24,000 22 Jan 2026 Common Stock 24,000 $11.08 Direct
holding PDLB Stock Options 62,209 22 Jan 2026 Common Stock 62,209 $9.15 Direct F5
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Shares of restricted stock units vest annually at a rate of 20% per year commencing on January 22, 2027.
F2 Includes 126,852 shares of restricted stock units, of which 42,595 shares vest on December 7, 2026 and 2027 and 42,596 shares vest on December 7, 2028.
F3 Reflects ESOP allocations and dispositions that have occurred since the date of the reporting person's last ownership report
F4 Stock options vest annually at a rate of 20% commencing on January 22, 2027
F5 Stock Options vest annual at a rate of 20% per year commincing on December 4, 2019