Michelle M. DeBergalis - 09 Dec 2025 Form 4 Insider Report for Lake Shore Bancorp, Inc. /MD/ (LSBK)

Role
Director
Signature
/s/ Taylor M. Gilden, pursuant to power of attorney
Issuer symbol
LSBK
Transactions as of
09 Dec 2025
Net transactions value
$0
Form type
4
Filing time
23 Jan 2026, 16:30:15 UTC
Previous filing
18 Jul 2025
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
DeBergalis Michelle M Director C/O 31 EAST FOURTH STREET, DUNKIRK /s/ Taylor M. Gilden, pursuant to power of attorney 23 Jan 2026 0001909610

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction LSBK Common Stock Award $0 +3,868 +86% $0.000000 8,379 09 Dec 2025 Direct F1, F2
holding LSBK Common Stock 157 09 Dec 2025 By IRA

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction LSBK Stock Option (Right to Buy) Award $0 +8,220 $0.000000 8,220 09 Dec 2025 Common Stock 8,220 $14.85 Direct F3
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Shares of restricted stock vest on December 9, 2026.
F2 Includes 647 shares of restricted stock which vest on March 12, 2026 and 3,868 shares of restricted stock which vest on December 9, 2026.
F3 Stock options vest at a rate of 20% per year commencing on December 9, 2026.