Kevin M. Sanvidge - 09 Dec 2025 Form 4 Insider Report for Lake Shore Bancorp, Inc. /MD/ (LSBK)

Role: Director, Chairman of the Board
Signature: /s/ Taylor M. Gilden, pursuant to power of attorney
Issuer symbol: LSBK
Transactions as of: 09 Dec 2025
Net transactions value: $0
Form type: 4
Filing time: 23 Jan 2026, 16:30:05 UTC
Previous filing: 18 Jul 2025
Next filing: 23 Jan 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Sanvidge Kevin M.	Director, Chairman of the Board	C/O 31 EAST FOURTH STREET, DUNKIRK	/s/ Taylor M. Gilden, pursuant to power of attorney	23 Jan 2026	0001538815

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	LSBK	Common Stock	Award	$0	+893	+1.6%	$0.000000	57,813	09 Dec 2025	Direct	F1, F2
holding	LSBK	Common Stock						1,768	09 Dec 2025	As Custodian for Grandchildren

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
holding	LSBK	Stock Option (Right to Buy)						14,563	09 Dec 2025	Common Stock	14,563	$10.62	Direct	F3
holding	LSBK	Stock Option (Right to Buy)						2,570	09 Dec 2025	Common Stock	2,570	$7.89	Direct	F4

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Shares of restricted stock vest on December 9, 2026.
F2	Includes 1,415 shares of restricted stock which vest on March 12, 2026 and 893 shares of restricted stock which vest on December 9, 2026.
F3	Options are fully vested.
F4	Includes 514 options which vested on April 23, 2025. 2,056 remain unvested and vest in four equal annual installments beginning on April 23, 2026.