John L. Mehltretter - 09 Dec 2025 Form 4 Insider Report for Lake Shore Bancorp, Inc. /MD/ (LSBK)

Role: Director
Signature: /s/ Taylor M. Gilden, pursuant to power of attorney
Issuer symbol: LSBK
Transactions as of: 09 Dec 2025
Net transactions value: $0
Form type: 4
Filing time: 23 Jan 2026, 16:30:02 UTC
Previous filing: 18 Jul 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Mehltretter John L	Director	C/O 31 EAST FOURTH STREET, DUNKIRK	/s/ Taylor M. Gilden, pursuant to power of attorney	23 Jan 2026	0001686857

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
holding	LSBK	Common Stock						18,933	09 Dec 2025	Direct	F1
holding	LSBK	Common Stock						20,000	09 Dec 2025	By IRA

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	LSBK	Stock Option (Right to Buy)	Award	$0	+5,237		$0.000000	5,237	09 Dec 2025	Common Stock	5,237	$14.85	Direct	F2
holding	LSBK	Stock Option (Right to Buy)						7,468	09 Dec 2025	Common Stock	7,468	$7.89	Direct	F3

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Includes 1,005 shares of restricted stock which vest on March 12, 2026.
F2	Stock options vest at a rate of 20% per year commencing on December 9, 2026.
F3	Includes 1,493 options which vested on April 23, 2025. 5,975 remain unvested and vest in four equal annual installments beginning on April 23, 2026.