David W. Garner - 19 Jan 2026 Form 4 Insider Report for SIMMONS FIRST NATIONAL CORP (SFNC)

Role
EVP, Chief Accounting Officer
Signature
/s/ Ambar Quintanilla, attorney-in-fact for David. W. Garner
Issuer symbol
SFNC
Transactions as of
19 Jan 2026
Net transactions value
-$7,100
Form type
4
Filing time
21 Jan 2026, 16:08:39 UTC
Previous filing
23 Oct 2025
Next filing
29 Jan 2026
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Garner David W EVP, Chief Accounting Officer C/O SIMMONS FIRST NATIONAL CORP., 501 MAIN STREET, PINE BLUFF /s/ Ambar Quintanilla, attorney-in-fact for David. W. Garner 21 Jan 2026 0001351767

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction SFNC SFNC Common Stock Options Exercise +1,097 +1.5% 74,236 19 Jan 2026 Direct F1, F2
transaction SFNC SFNC Common Stock Tax liability $7,100 -369 -0.5% $19.24 73,867 19 Jan 2026 Direct
holding SFNC SFNC Common Stock 6,000 19 Jan 2026 By Trust (Mother)

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction SFNC Restricted Stock Units Options Exercise $0 -1,097 -100% $0.000000 0 19 Jan 2026 SFNC Common Stock 1,097 Direct F1, F3
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Restricted Stock Units convert into shares of SFNC common stock on a one-for-one basis.
F2 Includes 794 shares acquired by the Reporting Person pursuant to the Issuer's Employee Stock Purchase Plan.
F3 The Restricted Stock Units vested on January 19, 2026.