John F. Carmody - 16 Dec 2025 Form 4 Insider Report for NORWOOD FINANCIAL CORP (NWFL)

Role
EVP & Chief Credit Officer
Signature
/s/ John F. Carmody By: John M. McCaffery, Attorney-in-Fact
Issuer symbol
NWFL
Transactions as of
16 Dec 2025
Net transactions value
+$44,700
Form type
4
Filing time
18 Dec 2025, 17:20:22 UTC
Previous filing
26 Dec 2024
Next filing
22 Dec 2025
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
CARMODY JOHN F EVP & Chief Credit Officer 717 MAIN STREET, HONESDALE /s/ John F. Carmody By: John M. McCaffery, Attorney-in-Fact 18 Dec 2025 0001537698

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction NWFL Common Stock Award $44,700 +1,500 $29.80 1,500 16 Dec 2025 Restricted Stock F5
holding NWFL Common Stock 10,132 16 Dec 2025 Direct
holding NWFL Common Stock 10,896 16 Dec 2025 ESOP
holding NWFL Common Stock 300 16 Dec 2025 Restricted Stock F1
holding NWFL Common Stock 600 16 Dec 2025 Restricted Stock F2
holding NWFL Common Stock 900 16 Dec 2025 Restricted Stock F3
holding NWFL Common Stock 1,200 16 Dec 2025 Restricted Stock F4
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Award vests in five equal installments beginning on December 14, 2022 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
F2 Award vests in five equal installments beginning on December 13, 2023 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
F3 Award vests in five equal installments beginning on December 12, 2024 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
F4 Award vests in five equal installments beginning on December 15, 2025 and annually thereafter during such periods of continued service as and Employee, Outside Director or Director Emeritus, as applicable.
F5 Award vests in five equal installments beginning on December 15, 2026 and annually thereafter during such periods of continued service as an Employee, Outside Director or DIrector Emeritus, as applicable.