Jeffrey S. Gifford - 16 Dec 2025 Form 4 Insider Report for NORWOOD FINANCIAL CORP (NWFL)

Role
Director
Signature
/s/ Jeffrey S. Gifford by John M. McCaffery POA
Issuer symbol
NWFL
Transactions as of
16 Dec 2025
Net transactions value
+$24,585
Form type
4
Filing time
18 Dec 2025, 16:50:51 UTC
Previous filing
17 Feb 2026
Next filing
13 Mar 2026
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Gifford Jeffrey S Director 717 MAIN STREET, HONESDALE /s/ Jeffrey S. Gifford by John M. McCaffery POA 18 Dec 2025 0001815945

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction NWFL Common Stock Award $24,585 +825 $29.80 825 16 Dec 2025 Restricted Stock F5
holding NWFL Common Stock 26,015 16 Dec 2025 Direct
holding NWFL Common Stock 76,082 16 Dec 2025 Spouse
holding NWFL Common Stock 2,370 16 Dec 2025 By Custodian Abigail Lockwood
holding NWFL Common Stock 2,370 16 Dec 2025 By Custodian Ryan Lockwood
holding NWFL Common Stock 34,068 16 Dec 2025 IRA
holding NWFL Common Stock 40 16 Dec 2025 Restricted Stock F1
holding NWFL Common Stock 280 16 Dec 2025 Restricted Stock F2
holding NWFL Common Stock 420 16 Dec 2025 Restricted Stock F3
holding NWFL Common Stock 550 16 Dec 2025 Restricted Stock F4
holding NWFL Common Stock 82 16 Dec 2025 Restricted Stock F4
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Award vests in five equal installments beginning on December 14, 2022 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
F2 Award vests in five equal installments beginning on December 13, 2023 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
F3 Award vests in five equal installments beginning on December 12, 2024 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
F4 Award vests in three equal installments beginning on December 15, 2025 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
F5 Award vests in three equal installments beginning on December 15, 2026 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.