Cheryl P. Rinehardt - 01 Dec 2025 Form 4 Insider Report for UWHARRIE CAPITAL CORP (UWHR)

Role: Chief Credit Officer
Signature: Cheryl P. Rinehardt by Tamara M. Singletary, EVP, Uwharrie Capital Corp
Issuer symbol: UWHR
Transactions as of: 01 Dec 2025
Net transactions value: $0
Form type: 4
Filing time: 02 Dec 2025, 12:46:58 UTC
Previous filing: 12 Mar 2025
Next filing: 03 Mar 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Rinehardt Cheryl P	Chief Credit Officer	PO BOX 338, ALBEMARLE	Cheryl P. Rinehardt by Tamara M. Singletary, EVP, Uwharrie Capital Corp	02 Dec 2025	0001912738

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	UWHR	Common Stock (Held by Self TOD Son)	Other	$0	+74	+3%	$0.000000	2,570	01 Dec 2025	Direct	F1, F2
transaction	UWHR	Common Stock	Other	$0	+55	+3%	$0.000000	1,906	01 Dec 2025	Direct	F1, F2, F3

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Shares acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025. No fractional shares were issued. Shareholders were paid cash in lieu of fractional shares.
F2	No money was paid by the shareholder(s) for the acquired shares. The shares were acquired as a result of a three (3%) stock dividend paid to shareholders of Uwharrie Capital Corp on 12-01-2025 as of Record Date 11-10-2025.
F3	Held by Cede & Co., Depository for IRA FBO Cheryl P. Rinehardt Pershing LLC As Custodian