KENNETH A. PHILLIPS - 31 Oct 2025 Form 4 Insider Report for NORWOOD FINANCIAL CORP (NWFL)

Role
Director
Signature
/s/ Kenneth A. Phillips, by John M. McCaffery, Attorney-in-Fact
Issuer symbol
NWFL
Transactions as of
31 Oct 2025
Net transactions value
+$3,965
Form type
4
Filing time
04 Nov 2025, 12:47:02 UTC
Previous filing
13 Feb 2026
Next filing
18 Dec 2025
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
PHILLIPS KENNETH A Director 717 MAIN STREET, HONESDALE /s/ Kenneth A. Phillips, by John M. McCaffery, Attorney-in-Fact 04 Nov 2025 0001192468

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction NWFL Common Stock Purchase $2,650 +100 +0.69% $26.50 14,490 31 Oct 2025 Direct
transaction NWFL Common Stock Gift $0 -100 -0.69% $0.000000 14,390 31 Oct 2025 Direct
transaction NWFL Commom Stock Purchase $1,315 +50 +0.35% $26.30 14,440 31 Oct 2025 Direct
transaction NWFL Common Stock Gift $0 -50 -0.35% $0.000000 14,390 31 Oct 2025 Direct
holding NWFL Common Stock 140 31 Oct 2025 Restricted Stock Award F1
holding NWFL Common Stock 80 31 Oct 2025 Restricted Stock Award F2
holding NWFL Common Stock 420 31 Oct 2025 Restricted Stock Award F3
holding NWFL Commom Stock 560 31 Oct 2025 Restricted Stock Award F4
holding NWFL Common Stock 825 31 Oct 2025 Restricted Stock Award F5
holding NWFL Common Stock 122 31 Oct 2025 Restricted Stock Award F5
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Award vests in five equal installments beginning on December 8, 2021 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
F2 Award vests in five equal installments beginning on December 14, 2022 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
F3 Award vests in five equal installments beginning on December 13, 2023 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
F4 Award vests in five equal installments beginning on December 12, 2024 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
F5 Award vests in three equal installments beginning on December 15 , 2025 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.