M. Scott Welch - Nov 5, 2025 Form 4 Insider Report for LAKELAND FINANCIAL CORP (LKFN)

Role
Director
Signature
/s/ Becka J. Turnbow, Attorney-in-Fact
Stock symbol
LKFN
Transactions as of
Nov 5, 2025
Transactions value $
$29,734
Form type
4
Date filed
11/6/2025, 04:49 PM
Previous filing
Aug 6, 2025
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
WELCH M SCOTT Director 6 LONGWOOD COURT, ELKHART /s/ Becka J. Turnbow, Attorney-in-Fact 2025-11-06 0001189422

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction LKFN Phantom Stock Award $29.7K +511 +0.86% $58.19 60K Nov 5, 2025 Common Stock 511 Direct F1, F2, F3
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Each phantom stock unit exercises into 1 share of Common Stock.
F2 Phantom stock is exercisable after the directors' retirement as a Board member.
F3 Phantom shares expire after the directors' retirement as a Board member.