Dawn G. Lepore - 11 Feb 2026 Form 4 Insider Report for loanDepot, Inc. (LDI)

Role: Director
Signature: /s/ Greg Smith, as Attorney-in-Fact for Dawn G. Lepore
Issuer symbol: LDI
Transactions as of: 11 Feb 2026
Net transactions value: $0
Form type: 4
Filing time: 13 Feb 2026, 16:40:21 UTC
Previous filing: 04 Dec 2025
Next filing: 03 Mar 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
LEPORE DAWN G	Director	C/O LOANDEPOT, INC., 6561 IRVINE CENTER DRIVE, IRVINE	/s/ Greg Smith, as Attorney-in-Fact for Dawn G. Lepore	13 Feb 2026	0001186015

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	LDI	Class C Common Stock	Conversion of derivative security	$0	-147,130	-100%	$0.000000	0	11 Feb 2026	Trilogy Management Investors Six, LLC	F1, F2
transaction	LDI	Class B Common Stock	Conversion of derivative security	$0	+147,130		$0.000000	147,130	11 Feb 2026	Trilogy Management Investors Six, LLC	F1, F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
holding	LDI	Common Units						147,130	11 Feb 2026	Class A Common Stock	147,130		Trilogy Management Investors Six, LLC	F1, F2, F3

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Issuer's Amended and Restated Certificate of Incorporation, dated February 11, 2021, each outstanding share of Class C Common Stock, automatically and without further action on the part of the Issuer or the Reporting Person, converted into one fully paid and non-assessable share of Class B Common Stock, par value $0.001 ("Class B Common Stock"), on February 11, 2026. Shares of Class B Common Stock may be converted, together with the corresponding Common Units, for shares of the Issuer's Class A Common Stock, par value $0.001 ("Class A Common Stock") as described in footnote 3.
F2	The Reporting Person has an indirect interest in a portion of the securities of the Class B Common Stock and the Common Units held by Trilogy Management Investors Six, LLC ("Trilogy Six"). The Reporting Person is disclosing only her indirect interest in these securities and disclaims beneficial ownership of all other securities held by Trilogy Six.
F3	Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class B Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.