Alan H. Kumler - 23 Jan 2026 Form 4 Insider Report for UNITED COMMUNITY BANKS INC (UCB)

Role: SVP, Chief Accounting Officer
Signature: /s/ Melinda Davis Lux, Attorney in Fact
Issuer symbol: UCB
Transactions as of: 23 Jan 2026
Net transactions value: -$425,806
Form type: 4
Filing time: 23 Jan 2026, 16:02:40 UTC
Previous filing: 18 Nov 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
KUMLER ALAN H	SVP, Chief Accounting Officer	C/O UNITED COMMUNITY BANKS, INC., 200 EAST CAMPERDOWN WAY, GREENVILLE	/s/ Melinda Davis Lux, Attorney in Fact	23 Jan 2026	0001184728

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	UCB	Common Stock	Sale	$425,806	-12,043	-36%	$35.36	21,096	23 Jan 2026	Direct	F1

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $35.33 to $35.43, inclusive. The reporting person undertakes to provide to UCB, any security holder of UCB, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this footnote to this Form 4.

Content

The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $35.33 to $35.43, inclusive. The reporting person undertakes to provide to UCB, any security holder of UCB, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this footnote to this Form 4.