Steven F. Retzloff - 01 Mar 2026 Form 4 Insider Report for Stellar Bancorp, Inc. (STEL)

Role: Executive Chairman, Director
Signature: /s/ Justin M. Long, attorney-in-fact
Issuer symbol: STEL
Transactions as of: 01 Mar 2026
Net transactions value: $0
Form type: 4
Filing time: 03 Mar 2026, 17:34:42 UTC
Previous filing: 05 Jan 2026
Next filing: 17 Mar 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Retzloff Steven F.	Executive Chairman, Director	9 GREENWAY PLAZA, SUITE 110, HOUSTON	/s/ Justin M. Long, attorney-in-fact	03 Mar 2026	0001183121

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	STEL	Common Stock	Award	$0	+5,365	+4.3%	$0.000000	129,580	01 Mar 2026	Direct	F1
transaction	STEL	Common Stock	Award	$0	+8,047	+6.2%	$0.000000	137,627	01 Mar 2026	Direct	F2
holding	STEL	Common Stock						12,598	01 Mar 2026	By SF Retzloff Family Limited Partnership, LTD.
holding	STEL	Common Stock						378,240	01 Mar 2026	By Retzloff Holdings, LTD.
holding	STEL	Common Stock						25,531	01 Mar 2026	By Retzloff Industries, Inc.

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Represents restricted shares of common stock, which vest in approximately equal installments on March 1, 2027, 2028 and 2029, subject to continued employment with the issuer on such date.
F2	Represents award of performance share units subject to time and performance vesting conditions.