Richard A. Grafmyre - 01 May 2025 Form 4 Insider Report for PENNS WOODS BANCORP INC (PWOD)

Role: Chief Executive Officer, Director
Signature: /s/ Michelle M. Karas, Attorney in Fact
Issuer symbol: PWOD
Transactions as of: 01 May 2025
Net transactions value: +$6.76
Form type: 4
Filing time: 01 May 2025, 12:58:34 UTC
Previous filing: 11 Feb 2025
Next filing: 29 Jul 2025
SEC: View on sec.gov

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	PWOD	Common Stock	Options Exercise	$511,868	+20,200	+48%	$25.34	62,430	01 May 2025	Direct
transaction	PWOD	Common Stock	Tax liability	$511,861	-17,363	-28%	$29.48	44,267	01 May 2025	Direct
holding	PWOD	Common Stock						800	01 May 2025	Wife

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	PWOD	Employee Stock Options (Right to Buy)	Options Exercise	$0	-20,200	-100%	$0.000000	0	01 May 2025	Common Stock	20,200	$25.34	Direct	F1

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	The option provided for vesting.