DAVID YOWAN - 03 Jul 2025 Form 4 Insider Report for NAVIENT CORP (NAVI)

Role: President & CEO, Director
Signature: /s/ Matthew Sheldon (POA) for David Yowan
Issuer symbol: NAVI
Transactions as of: 03 Jul 2025
Transactions value $: -$348,285
Form type: 4
Filing time: 07 Jul 2025, 18:42:26 UTC
Previous filing: 17 Jan 2025
Next filing: 09 Jul 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
YOWAN DAVID L.	President & CEO, Director	13865 SUNRISE VALLEY DRIVE, HERNDON	/s/ Matthew Sheldon (POA) for David Yowan	07 Jul 2025	0001702781

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	NAVI	Common Stock	Tax liability	-$348K	-23.5K	-4.02%	$14.82	561K	03 Jul 2025	Direct	F1, F2

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	As previously reported, on July 3, 2024, the reporting person was granted 110,957 restricted stock units ("RSUs") under the Navient Corporation 2024 Omnibus Incentive Plan (the "Plan") representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-half increments on each of the first and second anniversaries of the grant date. On July 3, 2025, 55,478 shares of such RSUs were settled and an additional 2,547.390 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 23,501 shares were withheld by Navient, as approved by the Navient Compensation and Human Resources Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.
F2	Dividend equivalent rights 10,873.311 issued on RSUs are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

Content

As previously reported, on July 3, 2024, the reporting person was granted 110,957 restricted stock units ("RSUs") under the Navient Corporation 2024 Omnibus Incentive Plan (the "Plan") representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-half increments on each of the first and second anniversaries of the grant date. On July 3, 2025, 55,478 shares of such RSUs were settled and an additional 2,547.390 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 23,501 shares were withheld by Navient, as approved by the Navient Compensation and Human Resources Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

Dividend equivalent rights 10,873.311 issued on RSUs are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.