Yue (justin) Tang - 18 Mar 2026 Form 3 Insider Report for X Financial (: XYF)

Role: CEO, Director, Chairman, 10%+ Owner
Signature: /s/ Yue Tang
Issuer symbol: : XYF
Transactions as of: 18 Mar 2026
Net transactions value: $0
Form type: 3
Filing time: 18 Mar 2026, 16:30:10 UTC
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Tang Yue (Justin)	CEO, Director, Chairman, 10%+ Owner	NO. 168 HAIDE THIRD AVENUE, NANSHAN DISTRICT, SHENZHEN, CHINA	/s/ Yue Tang	18 Mar 2026	0002115086

Transactions Table

Type	Sym	Class	Shares After	Date	Ownership	Footnotes
holding	: XYF	Class A ordinary shares, including shares represented by ADS	12,101,423	18 Mar 2026	Direct
holding	: XYF	Class A ordinary shares, including shares represented by ADS	1,165,278	18 Mar 2026	Refer to Footnote	F1
holding	: XYF	Class B ordinary shares	97,600,000	18 Mar 2026	Refer to Footnote	F1
holding	: XYF	Class A ordinary shares, including shares represented by ADS	4,068,241	18 Mar 2026	Refer to Footnote	F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
holding	: XYF	Restricted stock unit ("RSU")							18 Mar 2026	Class A ordinary shares, including shares represented by ADS	49,998	$0.000000	Direct
holding	: XYF	RSU							18 Mar 2026	Class A ordinary shares, including shares represented by ADS	50,004	$0.000000	Direct

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Represents 1,165,278 Class A ordinary shares in form of 194,213 ADSs and 97,600,000 Class B ordinary shares held by Mangrove Coast Investment Limited, a British Virgin Islands company controlled by Mangrove Coast Trust. The registered address of Mangrove Coast Investment Limited is Geneva Place, Waterfront Drive, P.O. Box 3469, Road Town, Tortola, British Virgin Islands. Mangrove Coast Trust is a trust established under the laws of Bahamas and managed by RHONE TRUSTEES (BAHAMAS) LTD. as the trustee. 1,165,278 Class A ordinary shares and 97,600,000 Class B indirectly held by Mangrove Coast Trust of which Yue Tang is the settlor of the trust and Yue Tang and his family members are the trust's beneficiaries.
F2	Represents 2,519,527 Class A ordinary shares and 1,548,714 Class A ordinary shares in the form of 258,119 ADSs held by Purple Mountain Holding Ltd. The registered address of Purple Mountain Holding Ltd. is at Ellen Skelton Building, 3076 Sir Francis Darke Highway, Road Reef, P.O. Box 765, Road Town, Tortola VG 1110, British Virgin Islands. 4,068,241 Class A ordinary shares directly held by Purple Mountain Holding Ltd. which is ultimately controlled by Yue Tang and he holds the voting and dispositive power over the ordinary shares held by such entity.

Content

Represents 1,165,278 Class A ordinary shares in form of 194,213 ADSs and 97,600,000 Class B ordinary shares held by Mangrove Coast Investment Limited, a British Virgin Islands company controlled by Mangrove Coast Trust. The registered address of Mangrove Coast Investment Limited is Geneva Place, Waterfront Drive, P.O. Box 3469, Road Town, Tortola, British Virgin Islands. Mangrove Coast Trust is a trust established under the laws of Bahamas and managed by RHONE TRUSTEES (BAHAMAS) LTD. as the trustee. 1,165,278 Class A ordinary shares and 97,600,000 Class B indirectly held by Mangrove Coast Trust of which Yue Tang is the settlor of the trust and Yue Tang and his family members are the trust's beneficiaries.

Represents 2,519,527 Class A ordinary shares and 1,548,714 Class A ordinary shares in the form of 258,119 ADSs held by Purple Mountain Holding Ltd. The registered address of Purple Mountain Holding Ltd. is at Ellen Skelton Building, 3076 Sir Francis Darke Highway, Road Reef, P.O. Box 765, Road Town, Tortola VG 1110, British Virgin Islands. 4,068,241 Class A ordinary shares directly held by Purple Mountain Holding Ltd. which is ultimately controlled by Yue Tang and he holds the voting and dispositive power over the ordinary shares held by such entity.