Lori R. Samuels - 03 Sep 2024 Form 3/A - Amendment Insider Report for MFA FINANCIAL, INC. (MFA)

Role: SVP & Chief Loan Ops Ofcr
Signature: /s/ Lori R. Samuels
Issuer symbol: MFA
Transactions as of: 03 Sep 2024
Net transactions value: $0
Form type: 3/A - Amendment
Filing time: 06 Jan 2026, 17:00:33 UTC
Date Of Original Report: 13 Sep 2024
Next filing: 03 Jan 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Samuels Lori R	SVP & Chief Loan Ops Ofcr	C/O MFA FINANCIAL, INC., ONE VANDERBILT AVENUE - 48TH FLOOR, NEW YORK	/s/ Lori R. Samuels	06 Jan 2026	0002037536

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
holding	MFA	Phantom Shares							03 Sep 2024	Common Stock	23,073		Direct	F1, F2, F3, F4

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	This amendment to the Reporting Person's Form 3 originally filed on September 13, 2024, corrects an inadvertent error in the information reported with respect to certain phantom shares owned by the Reporting Person. Specifically, the number of securities beneficially owned (column 3) reflects a decrease of 5,566 units from the number previously reported in the Reporting Person's original Form 3.
F2	Each phantom share represents the right to receive one share of MFA Financial, Inc. common stock.
F3	These phantom shares are performance-based equity awards. The number of phantom shares reported represents the "target" number of phantom shares granted. The number of underlying shares of MFA common stock that the recipient becomes entitled to receive at the time of vesting will generally range from 0% to 200% of the target number of phantom shares granted, subject to the achievement of a pre-established performance metric. These phantom shares were granted on January 2, 2024, and their vesting is based on MFA's absolute total stockholder return (TSR) and MFA's TSR ranking as compared to the TSR of a designated peer group of companies, in each case for the three years ending December 31, 2026. The number of phantom shares to vest will be determined in January 2027.
F4	The number of phantom shares to vest will be adjusted to reflect the value of any dividends paid on MFA's common stock during the vesting period in respect of the number of phantom shares that ultimately vest. The phantom shares will be settled in an equivalent number of shares of MFA common stock in January 2028.