Terry Lynn Schmidt - 28 Nov 2025 Form 4 Insider Report for Guild Holdings Co (GHLD)

Role: CEO, Director, 10%+ Owner
Signature: /s/ Bella Guerrero, Attorney-in-Fact for Terry Lynn Schmidt
Issuer symbol: GHLD
Transactions as of: 28 Nov 2025
Net transactions value: $0
Form type: 4
Filing time: 28 Nov 2025, 12:10:51 UTC
Previous filing: 04 Sep 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Schmidt Terry Lynn	CEO, Director, 10%+ Owner	5887 COPLEY DRIVE, SAN DIEGO	/s/ Bella Guerrero, Attorney-in-Fact for Terry Lynn Schmidt	28 Nov 2025	0001827872

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	GHLD	Class A Common Stock	Gift		-12,500	-0.48%		2,609,298	28 Nov 2025	Direct	F1
transaction	GHLD	Class A Common Stock	Disposed to Issuer		-2,609,298	-100%		0	28 Nov 2025	Direct	F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	GHLD	Performance Stock Units	Disposed to Issuer		-31,812	-100%		0	28 Nov 2025	Common Stock	31,812		Direct	F2, F3
transaction	GHLD	Dividend Equivalent Units	Disposed to Issuer		-400	-100%		0	28 Nov 2025	Common Stock	400		Direct	F2, F3, F4
transaction	GHLD	Restricted Stock Units	Disposed to Issuer		-30,587	-100%		0	28 Nov 2025	Common Stock	30,587		Direct	F2, F3
transaction	GHLD	Dividend Equivalent Units	Disposed to Issuer		-3,826	-100%		0	28 Nov 2025	Common Stock	3,826		Direct	F2, F3, F4
transaction	GHLD	Restricted Stock Units	Disposed to Issuer		-14,674	-100%		0	28 Nov 2025	Common Stock	14,674		Direct	F2, F3
transaction	GHLD	Dividend Equivalent Units	Disposed to Issuer		-1,836	-100%		0	28 Nov 2025	Common Stock	1,836		Direct	F2, F3, F4
transaction	GHLD	Restricted Stock Units	Disposed to Issuer		-71,432	-100%		0	28 Nov 2025	Common Stock	71,432		Direct	F2, F3
transaction	GHLD	Dividend Equivalent Units	Disposed to Issuer		-5,514	-100%		0	28 Nov 2025	Common Stock	5,514		Direct	F2, F3, F4
transaction	GHLD	Restricted Stock Units	Disposed to Issuer		-95,435	-100%		0	28 Nov 2025	Common Stock	95,435		Direct	F2, F3
transaction	GHLD	Dividend Equivalent Units	Disposed to Issuer		-1,200	-100%		0	28 Nov 2025	Common Stock	1,200		Direct	F2, F3, F4

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Terry Lynn Schmidt is no longer subject to Section 16 filing requirements. Form 4 or Form 5 obligations may continue.

Explanation of Responses:

Id	Content
F1	Transferred to donor-advised fund.
F2	On June 17, 2025, the Issuer entered into an Agreement and Plan of Merger (the "Merger Agreement") among Gulf MSR HoldCo, LLC, Gulf MSR Merger Sub Corporation, and the Issuer, pursuant to which, at the Effective Time (as defined in the Merger Agreement), all outstanding shares of common stock of the Issuer were converted to the right to receive $20.00 per share in cash (the "Merger Consideration").
F3	Pursuant to the Merger Agreement, at the Effective Time, each outstanding award of RSUs and PSUs was canceled and converted into the right to receive the Merger Consideration of $20.00 per share multiplied by the total number of shares underlying the RSU award or by the total number of shares underlying the PSU award (based on target level achievement of applicable performance goals), respectively.
F4	Represents Dividend Equivalent Units ("DEUs") paid on outstanding RSUs or PSUs, rounded to the nearest whole share, and subject to the same terms and canceled and converted pursuant to the Merger Agreement on the same terms as the underlying RSUs or PSUs, respectively.