Christopher R. Small - 04 Jun 2025 Form 4 Insider Report for MFA FINANCIAL, INC. (MFA)

Role: Director
Signature: /s/ Harold E. Schwartz, by power of attorney
Issuer symbol: MFA
Transactions as of: 04 Jun 2025
Net transactions value: $0
Form type: 4
Filing time: 05 Jun 2025, 18:04:56 UTC
Previous filing: 04 Mar 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Small Christopher R.	Director	C/O MFA FINANCIAL, INC., ONE VANDERBILT AVENUE, 48TH FLOOR, NEW YORK	/s/ Harold E. Schwartz, by power of attorney	05 Jun 2025	0002058269

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	MFA	Restricted Stock Units	Award	$0	+15,840		$0.000000	15,840	04 Jun 2025	Common Stock	15,840		Direct	F1, F2

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Each restricted stock unit represents the right to receive one share of MFA Financial, Inc. common stock.
F2	The restricted stock units were fully vested as of the date of grant and will be settled in an equivalent number of shares of MFA common stock. Except in certain circumstances, the restricted stock units will be settled on the earlier of (i) the reporting person's termination of service as a director of MFA Financial, Inc. and (ii) on or about January 15, 2031.