Novator Capital Sponsor Ltd. - Oct 31, 2024 Form 4 Insider Report for Better Home & Finance Holding Co (BETR)

Role: 10%+ Owner
Signature: /s/ Pericles Spyrou, Director
Stock symbol: BETR
Transactions as of: Oct 31, 2024
Transactions value $: $0
Form type: 4
Date filed: 11/21/2024, 05:49 PM
Previous filing: Oct 20, 2023

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	BETR	Class A Ordinary Shares	Sale		-650K	-70.95%		266K	Oct 31, 2024	Direct	F1

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	BETR	Warrant (right to buy)	Sale		-45.8K	-100%		0	Nov 13, 2024	Class A Common Stock	45.8K		Direct	F2, F3

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Novator Capital Sponsor Ltd. is no longer subject to Section 16 filing requirements. Form 4 or Form 5 obligations may continue.

Explanation of Responses:

Id	Content
F1	Novator Capital Sponsor Ltd, a Cyprus limited liability company (the "Reporting Person") is indirectly 99.9% owned by The Future Holdings Trust ("FHT") for which BB Trustees SA acts as trustee. On October 31, 2024, the Reporting Person transferred 650,000 shares of Class A common stock of Better Home & Finance Holding Company (f/k/a Aurora Acquisition Corp.) (the "Issuer") to another entity that is indirectly 99.9% owned by FHT, Livenandro Holdings Limited, a Cyprus limited company ("Livenandro") at a price per share of $15.58. Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of Livenandro and the Reporting Person. Mr. Bjorgolfsson disclaims beneficial of such securities. Mr. Bjorgolfsson files Section 16(a) reports separately to report securities of the Issuer that he may be deemed to beneficially own. The transfer did not result in a change in Mr. Bjorgolfsson 's pecuniary interest in the Class A Ordinary Shares.
F2	On November 13, 2024, the Reporting Person transferred to Livenandro 45,800 warrants to purchase Class A Common Stock of the Issuer (the "Warrants") at a price per Warrant of $0.07. The transfer did not result in a change in Mr. Bjorgolfsson 's pecuniary interest in the Warrants.
F3	On August 16, 2024, the Issuer effected a 1-for-50 reverse stock split of its Class A common stock (the "Reverse Stock Split"), which is reflected in the Reporting's Person's number of securities beneficially owned reported in this filing. As adjusted for the Reverse Stock Split, each Warrant is exercisable to purchase one share of Class A common stock at a price of $575.00 per share, subject to adjustment. The Warrants expire on August 22, 2028,.