Greg M. Carter - 21 Feb 2026 Form 4 Insider Report for Usio, Inc. (USIO)

Signature
/s/ Greg Carter
Issuer symbol
USIO
Transactions as of
21 Feb 2026
Net transactions value
-$1,589
Form type
4
Filing time
24 Feb 2026, 17:02:02 UTC
Previous filing
22 Aug 2025

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Carter Greg M EVP, Payment Acceptance 3611 PAESANOS PARKWAY, SUITE 300, SAN ANTONIO /s/ Greg Carter 24 Feb 2026 0001812744

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction USIO Common Stock Options Exercise $5,360 +4,000 +0.88% $1.34 458,076 21 Feb 2026 Direct F2
transaction USIO Common Stock Tax liability $1,589 -1,186 -0.26% $1.34 456,890 21 Feb 2026 Direct F1

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction USIO Restricted Stock Units Options Exercise $5,360 -4,000 -12% $1.34 30,000 21 Feb 2026 Restricted Stock Units 4,000 $0.000000 Direct F2
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 The reporting person returned 1,186 shares to the issuer at the closing price on 2/21/2026 of 1.34 to cover taxes due.
F2 The reporting person received these shares of common stock due to the vesting and subsequent conversion of restricted stock units granted on February 21, 2023, and vested on February 21, 2026.