Adam George Quist - 05 Dec 2025 Form 4 Insider Report for SECURITY NATIONAL FINANCIAL CORP (SNFCA)

Role: Vice President/General Counsel, Director, 10%+ Owner
Signature: /s/ Adam Quist
Issuer symbol: SNFCA
Transactions as of: 05 Dec 2025
Net transactions value: +$5,853,496
Form type: 4
Filing time: 06 Jan 2026, 19:12:01 UTC
Previous filing: 14 Jan 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Quist Adam George	Vice President/General Counsel, Director, 10%+ Owner	1609 W PRESERVE COURT, BLUFFDALE	/s/ Adam Quist	06 Jan 2026	0001740330

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	SNFCA	Employee Stock Option (right to buy)	Award	$68,692	+15,901		$4.32	15,901	02 Dec 2016	Class A Common Stock	15,901	$4.32	Direct	F1
transaction	SNFCA	Employee Stock Option (right to buy)	Award	$74,281	+22,716	+143%	$3.27	38,617	01 Dec 2017	Class C Common Stock	22,716	$3.27	Direct	F2
transaction	SNFCA	Employee Stock Option (right to buy)	Award	$108,461	+28,846	+75%	$3.76	67,463	30 Nov 2018	Class C Common Stock	28,846	$3.76	Direct	F3
transaction	SNFCA	Employee Stock Option (right to buy)	Award	$187,977	+48,076	+71%	$3.91	115,539	06 Dec 2019	Class C Common Stock	48,076	$3.91	Direct	F4
transaction	SNFCA	Employee stock Option (right to buy)	Award	$130,035	+45,787	+40%	$2.84	161,326	27 Mar 2020	Class C Common Stock	45,787	$2.84	Direct	F5
transaction	SNFCA	Employee Stock Option (right to buy)	Award	$511,976	+72,931	+45%	$7.02	234,257	03 Dec 2021	Class C Common Stock	72,931	$7.02	Direct	F6
transaction	SNFCA	Employee Stock Option (right to buy)	Award	$514,912	+92,610	+40%	$5.56	326,867	02 Dec 2022	Class C Common Stock	92,610	$5.56	Direct	F7
transaction	SNFCA	Employee Stock Option (right to buy)	Award	$635,922	+88,200	+27%	$7.21	415,067	01 Dec 2023	Class C Common Stock	88,200	$7.21	Direct	F8
transaction	SNFCA	Employee Stock Option (right to buy)	Award	$99,764	+7,298	+1.8%	$13.67	422,365	06 Dec 2024	Class C Common Stock	7,298	$13.67	Direct	F9
transaction	SNFCA	Employee Stock Option (right to buy)	Award	$953,418	+76,703	+18%	$12.43	499,068	06 Dec 2024	Class C Common Stock	76,703	$12.43	Direct	F10
transaction	SNFCA	Employee Stock Option (right to buy)	Award	$99,963	+10,657	+2.1%	$9.38	509,725	05 Dec 2025	Class A Common Stock	10,657	$9.38	Direct	F11
transaction	SNFCA	Employee Stock Option (right to buy)	Award	$2,468,096	+289,343	+57%	$8.53	799,068	05 Dec 2025	Class C Common Stock	289,343	$8.53	Direct	F12

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	This option was granted on December 2, 2016 as an option to purchase 10,000 shares of Class A Common Stock at an exercise price of $7.03 per share, but adjusted pursuant to the anti-dilution provisions of the 2013 Stock Option Plan to reflect a 5% stock dividend paid on February 3, 2017, February 2, 2018, February 1, 2019, and February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025.
F2	This option was granted on December 1, 2017 as an option to purchase either 15,000 shares of Class A Common Stock or 15,000 shares of Class C Common Stock at an exercise price of $5.05 per share. This option reflects the reporting person's election to have an option for 15,000 shares of Class C Common Stock, but adjusted pursuant to the anti-dilution provisions of the 2013 Stock Option Plan to reflect a 5% stock dividend paid on February 2, 2018, February 1, 2019, and February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025.
F3	This option was granted on November 30, 2018 as an option to purchase either 20,000 shares of Class A Common Stock or 20,000 shares of Class C Common Stock at an exercise price of $5.52 per share. This option reflects the reporting person's election to have an option for 20,000 shares of Class C Common Stock, but adjusted pursuant to the anti-dilution rights of the 2013 Stock Option Plan to reflect a 5% stock dividend paid on February 1, 2019 and February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025.
F4	This option was granted on December 6, 2019 as an option to purchase either 35,000 shares of Class A Common Stock or 35,000 shares of Class C Common Stock at an exercise price of $5.46 per share. This option reflects the reporting person's election to have an option for 35,000 shares of Class C Common Stock, but adjusted pursuant to the anti-dilution rights of the 2013 Stock Option Plan to reflect a 5% stock dividend paid on February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025.
F5	This option was granted on March 27, 2020 as an option to purchase either 35,000 shares of Class A Common Stock or 35,000 shares of Class C Common Stock at an exercise price of $3.76 per share. This option reflects the reporting person's election to have an option for 35,000 shares of Class C Common Stock, but adjusted pursuant to the anti-dilution rights of the 2013 Stock Option Plan to reflect a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025.
F6	This option was granted on December 3, 2021 as an option to purchase either 60,000 shares of Class A Common Stock or 60,000 shares of Class C Common Stock at an exercise price of $8.62 per share. This option reflects the reporting person's election to have an option for 60,000 shares of Class C Common Stock, but adjusted pursuant to the anti-dilution rights of the 2013 Stock Option Plan to reflect a 5% stock dividend paid on July 8, 2022, July 14, 2023, July 12, 2024 and July 18, 2025.
F7	This option was granted on December 2, 2022 as an option for either 80,000 shares of Class A Common Stock or 80,000 shares of Class C Common Stock at an exercise price of $6.48 per share. This option reflects the reporting person's election to have an option for 80,000 shares of Class C Common Stock, but adjusted pursuant to the anti-dilution rights of the 2013 Stock Option Plan to reflect a 5% stock dividend paid on July 14, 2023, July 12, 2024 and July 18, 2025.
F8	This option was granted on December 1, 2023 as an option for either 80,000 shares of Class A Common Stock or 80,000 shares of Class C Common Stock at an exercise price of $7.99 per share. This option reflects the reporting person's election to have an option for 80,000 Class C Common Stock, but adjusted pursuant to the anti-dilution rights of the 2022 Equity Incentive Plan to reflect a 5% stock dividend paid on July 12, 2024 and July 18, 2025.
F9	This option was granted on December 6, 2024 as an option for either 6,950 shares of Class A Common Stock or 6,950 shares of Class C Common Stock at an exercise price of $14.39 per share. This option reflects the reporting person's election to have an option for 6,950 Class C Common Stock, but adjusted pursuant to the anti-dilution rights of the 2022 Equity Incentive Plan to reflect a 5% stock dividend paid on July 18, 2025.
F10	This option was granted on December 6, 2024 as an option for either 73,050 shares of Class A Common Stock or 73,050 shares of Class C Common Stock at an exercise price of $13.08 per share. This option reflects the reporting person's election to have an option for 73,050 Class C Common Stock, but adjusted pursuant to the anti-dilution rights of the 2022 Equity Incentive Plan to reflect a 5% stock dividend paid on July 18, 2025.
F11	This option was granted on December 5, 2025 as an option for either 10,657 shares of Class A Common Stock or 10,657 shares of Class C Common Stock at an exercise price of $9.38 per share. This option reflects the reporting person's election to have an option for 10,657 Class A Common Stock. These options vest quarterly in equal installments, beginning on March 5, 2026.
F12	This option was granted on December 5, 2025 as an option for either 289,343 shares of Class A Common Stock or 289,343 shares of Class C Common Stock at an exercise price of $8.53 per share. This option reflects the reporting person's election to have an option for 289,343 Class C Common Stock. These options vest quarterly in equal installments, beginning on March 5, 2026.