GILBERT A. FULLER - 02 Jan 2026 Form 4 Insider Report for SECURITY NATIONAL FINANCIAL CORP (SNFCA)

Role: Director
Signature: /s/ Gilbert A. Fuller
Issuer symbol: SNFCA
Transactions as of: 02 Jan 2026
Net transactions value: +$15,550
Form type: 4
Filing time: 06 Jan 2026, 13:15:15 UTC
Previous filing: 09 Dec 2025
Next filing: 26 Jan 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
FULLER GILBERT A	Director	55 WANDERWOOD WAY, SANDY	/s/ Gilbert A. Fuller	06 Jan 2026	0001203302

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	SNFCA	Class A Common Stock	Options Exercise	$8,201	+627	+1.5%	$13.08	42,600	02 Jan 2026	Direct
transaction	SNFCA	Class A Common Stock	Disposed to Issuer	$5,442	-627	-1.5%	$8.68	41,973	02 Jan 2026	Direct

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	SNFCA	Restricted Stock Unit	Award	$8,201	-627	-100%	$13.08	0	06 Dec 2024	Class A Common Stock	627	$13.08	Direct	F1
transaction	SNFCA	Restricted Stock Unit	Award	$20,992	+2,461		$8.53	2,461	05 Dec 2025	Class A Common Stock	2,461	$8.53	Direct	F2

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	These restricted stock units were granted on December 6, 2024 for 2,509 shares of Class A Common Stock under the 2022 Equity Incentive Plan at a price of $13.08 per share.
F2	These restricted stock units were granted on December 5, 2025 for 2,461 shares of Class A Common Stock under the 2022 Equity Incentive Plan at a price of $8.53 per share. The units granted vest quarterly, and will be fully vested on December 31, 2026.