Jeffrey R. Stephens - 01 Oct 2025 Form 4 Insider Report for SECURITY NATIONAL FINANCIAL CORP (SNFCA)

Role: Gen. Counsel & Corp. Sec.
Signature: /s/ Jeffrey R. Stephens
Issuer symbol: SNFCA
Transactions as of: 01 Oct 2025
Net transactions value: +$15,774
Form type: 4
Filing time: 02 Oct 2025, 17:55:06 UTC
Previous filing: 01 Jul 2025
Next filing: 19 Dec 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Stephens Jeffrey Russell	Gen. Counsel & Corp. Sec.	38 NORTHRIDGE WAY, SANDY	/s/ Jeffrey R. Stephens	02 Oct 2025	0001488171

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	SNFCA	Class A Common Stock	Options Exercise	$7,887	+603	+1.4%	$13.08	44,745	01 Oct 2025	Direct	F1, F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	SNFCA	Restricted Stock Unit	Award	$15,774	+1,206		$13.08	1,206	06 Dec 2024	Class A Common Stock	1,206	$13.08	Direct	F3
transaction	SNFCA	Restricted Stock Unit	Award	$7,887	-603	-50%	$13.08	603	01 Oct 2025	Class A Common Stock	603	$13.08	Direct	F3

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Does not include 126,746 shares of Class A Common Stock owned indirectly by the reporting person in the 401(k) Retirement Savings Plan.
F2	Adjusted to reflect a 5% stock dividend issued on July 18, 2025.
F3	These restricted stock units were granted on December 6, 2024 for 2,413 shares of Class A Common Stock under the 2022 Equity Incentive Plan at a price of $13.08 per share. The units granted vest quarterly, and will be fully vested on December 31, 2025.