Ryan B. Bell - 09 Mar 2026 Form 4 Insider Report for ENCORE CAPITAL GROUP INC (ECPG)

Role
President, MCM
Signature
/s/ Michael Chin, Attorney-in-Fact for Ryan Bell
Issuer symbol
ECPG
Transactions as of
09 Mar 2026
Net transactions value
$0
Form type
4
Filing time
11 Mar 2026, 16:58:01 UTC
Previous filing
04 Mar 2026
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Bell Ryan B President, MCM 350 CAMINO DE LA REINA, SUITE 100, SAN DIEGO /s/ Michael Chin, Attorney-in-Fact for Ryan Bell 11 Mar 2026 0001745333

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction ECPG Common Stock Award +9,165 +19% $0.000000* 57,075 09 Mar 2026 Direct F1
transaction ECPG Common Stock Award +4,133 +7.2% $0.000000* 61,208 09 Mar 2026 Direct F2
transaction ECPG Common Stock Award +5,130 +8.4% $0.000000* 66,338 09 Mar 2026 Direct F3
transaction ECPG Common Stock Tax liability -7,899 -12% $68.19* 58,439 09 Mar 2026 Direct F4
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Grant to the reporting person on March 9, 2026 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2027, one-third vesting on March 9, 2028, and the remaining one-third vesting on March 9, 2029.
F2 Represents shares issued in connection with the vesting of performance stock units based upon the achievement of performance targets.
F3 Represents performance stock units granted on March 9, 2025 under the Encore Capital Group, Inc. 2017 Incentive Award Plan for which performance conditions have been satisfied. These performance stock units vest on March 9, 2028.
F4 Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.