ROBERT A. MCCABE JR - 01 Jan 2026 Form 4 Insider Report for Pinnacle Financial Partners, Inc.

Role: Chief Banking Officer, Director
Signature: /s/ Mary Maurice Young
Issuer symbol: PNFP, PNFP-PA, PNFP-PB, PNFP-PC on NYSE
Transactions as of: 01 Jan 2026
Net transactions value: -$7,609,902
Form type: 4
Filing time: 05 Jan 2026, 17:47:54 UTC
Previous filing: 29 Dec 2025
Next filing: 16 Jan 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
MCCABE ROBERT A JR	Chief Banking Officer, Director	3400 OVERTON PARK DR. SE, ATLANTA	/s/ Mary Maurice Young	05 Jan 2026	0001079428

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	PNFP	Common Stock	Award		+394,755			394,755	01 Jan 2026	Direct	F1, F2
transaction	PNFP	Common Stock	Tax liability	$7,609,902	-79,760	-20%	$95.41	314,995	01 Jan 2026	Direct	F3
transaction	PNFP	Common Stock	Award		+5,022			5,022	01 Jan 2026	By Spouse	F1
transaction	PNFP	Common Stock	Award		+83,000			83,000	01 Jan 2026	By McCabe Family 2020 GST Exempt Trust	F1
transaction	PNFP	Fixed-Rate Non-Cum Perpetual Preferred Stock Ser C	Award		+20,000			20,000	01 Jan 2026	Direct	F4
transaction	PNFP	Fixed-Rate Non-Cum Perpetual Preferred Stock Ser C	Award		+10,000			10,000	01 Jan 2026	By Spouse	F4

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	On 11:59 p.m. ET on January 1, 2026 (the "Effective Time"), in accordance with the completion of the transactions contemplated by the Agreement and Plan of Merger (the "Merger Agreement"), dated as of July 24, 2025, by and among Synovus Financial Corp., a Georgia corporation, Pinnacle Financial Partners, Inc. ("Pinnacle"), a Tennessee corporation, and Pinnacle Financial Partners, Inc. (f/k/a Steel Newco Inc.), a Georgia corporation ("New Pinnacle"), and subject to the terms and upon the conditions set forth in the Merger Agreement, each share of common stock of Pinnacle, $1.00 par value per share ("Pinnacle Common Stock"), was converted into one share of common stock of New Pinnacle, $1.00 par value per share ("New Pinnacle Common Stock").
F2	At the Effective Time, each performance stock unit ("PSU") and restricted stock unit ("RSU") of Pinnacle, respectively, was converted into the right to receive a number of shares of New Pinnacle Common Stock equal to the number of shares of Pinnacle Common Stock subject to such PSU (based on maximum performance) and RSU, respectively, immediately prior to the Effective Time and an amount of cash equal to the amount of all dividend equivalents accrued by unpaid as of the Effective Time with respect to such award.
F3	These shares were withheld upon the vesting of performance stock units and restricted stock unites to pay tax withholding obligations.
F4	At the Effective Time, each share of Pinnacle's Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series B, no par value, was converted into the right to receive one share of New Pinnacle's Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series C, no par value.