Perry S. Beberman - 15 Feb 2023 Form 4 Insider Report for BREAD FINANCIAL HOLDINGS, INC. (BFH)

Role: EVP, Chief Financial Officer
Signature: Benjamin L. Morgan, Attorney in Fact
Issuer symbol: BFH
Transactions as of: 15 Feb 2023
Net transactions value: -$51,409
Form type: 4
Filing time: 17 Feb 2023, 16:55:50 UTC
Previous filing: 09 Aug 2022
Next filing: 27 Mar 2023
SEC: View on sec.gov

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	BFH	Common Stock	Tax liability	$51,409	-1,249	-3.2%	$41.16	37,190	15 Feb 2023	Direct	F1, F2

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.
F2	The total number of securities beneficially owned includes: (a) 6,786 unrestricted shares; (b) 7,628 unvested units from an award of 11,385 time-based restricted stock units granted 7/15/21; (c) 3,623 unvested performance-based restricted stock units granted 7/15/21; (d) 5,914 unvested units from an award of 8,826 time-based restricted stock units granted 2/15/22; and (e) 13,239 unvested performance-based restricted stock units granted 2/15/22.

Content

Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

The total number of securities beneficially owned includes: (a) 6,786 unrestricted shares; (b) 7,628 unvested units from an award of 11,385 time-based restricted stock units granted 7/15/21; (c) 3,623 unvested performance-based restricted stock units granted 7/15/21; (d) 5,914 unvested units from an award of 8,826 time-based restricted stock units granted 2/15/22; and (e) 13,239 unvested performance-based restricted stock units granted 2/15/22.