Karin Kimbrough - Jan 17, 2023 Form 4 Insider Report for BREAD FINANCIAL HOLDINGS, INC. (BFH)

Role: Director
Signature: Benjamin L. Morgan, Attorney in Fact
Stock symbol: BFH
Transactions as of: Jan 17, 2023
Transactions value $: $0
Form type: 4
Date filed: 1/19/2023, 03:20 PM
Previous filing: Oct 19, 2022
Next filing: Apr 19, 2023

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	BFH	Common Stock	Award		+179	+3.97%		4.69K	Jan 17, 2023	Direct	F1, F2

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	The new grant is for 179 shares of common stock represented by restricted stock units, which will vest on the earlier of (i) January 17, 2033 or (ii) termination of the director's service on the Company's board of directors, but in any case not earlier than January 17, 2024.
F2	The total amount of securities beneficially owned includes: (a) 1,408 unvested restricted stock units granted 6/15/21; (b) 106 unvested restricted stock units granted 3/15/22; (c) 2,650 unvested restricted stock units granted 6/15/22; (d) 151 unvested restricted stock units granted 7/15/22; (e) 191 unvested restricted stock units granted 10/17/22; and (f) the new grant for 179 restricted stock units.

Content

The new grant is for 179 shares of common stock represented by restricted stock units, which will vest on the earlier of (i) January 17, 2033 or (ii) termination of the director's service on the Company's board of directors, but in any case not earlier than January 17, 2024.

The total amount of securities beneficially owned includes: (a) 1,408 unvested restricted stock units granted 6/15/21; (b) 106 unvested restricted stock units granted 3/15/22; (c) 2,650 unvested restricted stock units granted 6/15/22; (d) 151 unvested restricted stock units granted 7/15/22; (e) 191 unvested restricted stock units granted 10/17/22; and (f) the new grant for 179 restricted stock units.