| Id | Content |
|---|---|
| F1 | Restricted stock for units that provide for the acquisition of stock issued to the reporting person under the Independence Holding Company 2016 Stock Incentive Plan, as amended. The restricted stock units vest ratably over three years after the date of grant. |
| F2 | The reporting person disclaims beneficial ownership of these securities, and the filing of this report is not an admission that the reporting person is the beneficial owner of these securities for purposes of Section 16 or any other purpose. |