Mark G. Ponder - 31 Dec 2025 Form 5 Insider Report for ENTERPRISE FINANCIAL SERVICES CORP (EFSC)

Role: SEVP, Chief Admin. Officer
Signature: /s/ MARK G PONDER
Issuer symbol: EFSC
Transactions as of: 31 Dec 2025
Net transactions value: $0
Form type: 5
Filing time: 16 Jan 2026, 09:56:25 UTC
Previous filing: 09 Jul 2025
Next filing: 12 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
PONDER MARK G	SEVP, Chief Admin. Officer	150 N. MERAMEC, CLAYTON	/s/ MARK G PONDER	16 Jan 2026	0001550076

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
holding	EFSC	Common Stock						1,517	31 Dec 2025	401(K) Plan	F1
holding	EFSC	Common Stock						23,726	31 Dec 2025	Direct	F2
holding	EFSC	Common Stock						2,860	31 Dec 2025	Direct
holding	EFSC	Common Stock						200	31 Dec 2025	Self IRA

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
holding	EFSC	Non Qualified Stock Option (Right to Buy)						4,521	31 Dec 2025	Common Stock	4,521	$43.81	Direct
holding	EFSC	Non Qualified Stock Option (Right to Buy)						4,878	31 Dec 2025	Common Stock	4,878	$48.34	Direct
holding	EFSC	Non Qualified Stock Option (Right to Buy)						4,925	31 Dec 2025	Common Stock	4,925	$54.46	Direct	F3
holding	EFSC	Non Qualified Stock Option (Right to Buy)						7,460	31 Dec 2025	Common Stock	7,460	$39.50	Direct	F4
holding	EFSC	Non Qualified Stock Option (Right to Buy)						3,928	31 Dec 2025	Common Stock	3,928	$57.17	Direct	F5
holding	EFSC	Restricted Share Units						1,006	31 Dec 2025	Common Stock	1,006		Direct	F6, F7
holding	EFSC	Restricted Share Units						1,425	31 Dec 2025	Common Stock	1,425		Direct	F6, F8
holding	EFSC	Restricted Share Units						1,314	31 Dec 2025	Common Stock	1,314		Direct	F6, F9
holding	EFSC	Restricted Share Units						6,652	31 Dec 2025	Common Stock	6,652		Direct	F6, F10

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	These securities are represented by units held in a unitized stock fund through the Company's 401(k) Plan. The unitized stock fund consists of cash and common stock in amounts that vary from time to time.
F2	These shares are held jointly with spouse in a Trust.
F3	This option becomes exercisable in the first quarter of 2026, subject to continued employment by the reporting person.
F4	This option becomes exercisable in the first quarter of 2027, subject to continued employment by the reporting person.
F5	The option becomes exercisable in the first quarter of 2028, subject to continued employment by the reporting person.
F6	The RSU's were granted pursuant to the Company's 2018 Stock Incentive Plan. Each RSU represents the right to receive one share of Common Stock, subject to adjustment as provided in the Grant Agreement.
F7	The RSU vest 100% in the first quarter of 2026, subject to continued employment by the reporting person.
F8	The RSU's vest 100% in the first quarter of 2027, subject to continued employment by the reporting person.
F9	The RSU's vest 100% in the first quarter of 2028, subject to continued employment by the reporting person.
F10	The RSUs vest over six years in one-third installments on each of February 24, 2024, February 24, 2026, and February 24, 2028. Vesting is subject to continued employment of the reporting person. On each vesting date, for each RSU vesting on such date, the reporting person will receive one share of Common Stock.