Shelby J. Butterfield - 25 Aug 2025 Form 4 Insider Report for NELNET INC (NNI)

Signature
/s/ Audra Hoffschneider, Attorney-in-Fact for Shelby J. Butterfield
Issuer symbol
NNI
Transactions as of
25 Aug 2025
Net transactions value
-$5,000,033
Form type
4
Filing time
27 Aug 2025, 17:18:48 UTC
Previous filing
30 Jul 2025

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Butterfield Shelby J Former 10% Owner C/O NELNET, INC., 121 SOUTH 13TH STREET, SUITE 100, LINCOLN /s/ Audra Hoffschneider, Attorney-in-Fact for Shelby J. Butterfield 27 Aug 2025 0001808121

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction NNI Class B Common Stock Conversion of derivative security -41,929 -19% 178,953 25 Aug 2025 By Butterfield GST Non-Exempt Marital Trust F1, F2
transaction NNI Class A Common Stock Conversion of derivative security +41,929 +8221% 42,439 25 Aug 2025 By Butterfield GST Non-Exempt Marital Trust F1, F2
transaction NNI Class A Common Stock Sale $5,000,033 -41,929 -99% $119.25 510 25 Aug 2025 By Butterfield GST Non-Exempt Marital Trust F2, F3, F4
holding NNI Class B Common Stock 210,047 25 Aug 2025 By Butterfield GST Exempt Marital Trust F5
holding NNI Class B Common Stock 42,879 25 Aug 2025 Direct
holding NNI Class B Common Stock 1,586,691 25 Aug 2025 By corporation F6
holding NNI Class B Common Stock 70,582 25 Aug 2025 By GRAT F7
holding NNI Class B Common Stock 93,841 25 Aug 2025 By GRAT F8
holding NNI Class B Common Stock 100,000 25 Aug 2025 By GRAT F9
holding NNI Class B Common Stock 61,392 25 Aug 2025 By GRAT F10
holding NNI Class B Common Stock 75,640 25 Aug 2025 By GRAT F11
holding NNI Class B Common Stock 82,729 25 Aug 2025 By GRAT F12
holding NNI Class B Common Stock 61,309 25 Aug 2025 By GRAT F13
holding NNI Class B Common Stock 70,488 25 Aug 2025 By GRAT F14
holding NNI Class B Common Stock 5 25 Aug 2025 By the Estate of Stephen F. Butterfield F15
holding NNI Class B Common Stock 18,394 25 Aug 2025 By trust F16
holding NNI Class B Common Stock 18,394 25 Aug 2025 By trust F17
holding NNI Class B Common Stock 136,636 25 Aug 2025 By limited liability company F18
holding NNI Class B Common Stock 3,685 25 Aug 2025 By trust F19
holding NNI Class B Common Stock 3,684 25 Aug 2025 By trust F20
holding NNI Class B Common Stock 100 25 Aug 2025 By the reporting person as UTMA custodian for daughter
holding NNI Class B Common Stock 100 25 Aug 2025 By the reporting person as UTMA custodian for son
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Shelby J. Butterfield is no longer subject to Section 16 filing requirements. Form 4 or Form 5 obligations may continue.

Explanation of Responses:

Id Content
F1 Shares of the issuer's Class B common stock are convertible at a fixed one-for-one ratio into an equal number of shares of the issuer's Class A common stock at any time at the holder's option. On August 25, 2025, the trust referred to in the footnote (2) below converted shares of Class B common stock into an equal number of shares of Class A common stock. Such conversion of convertible common stock at a fixed ratio was exempt from Section 16(b) under Rule 16a-6(b).
F2 Shares held by the Stephen F. Butterfield GST Non-Exempt Marital Trust (the "Non-Exempt Marital Trust"), an estate planning trust for the family of Stephen F. Butterfield. The reporting person reports beneficial ownership of all the shares held by the Non-Exempt Marital Trust, but disclaims beneficial ownership of the shares held by the trust except to the extent of her pecuniary interest therein.
F3 These shares were acquired by the issuer under the issuer's previously announced stock repurchase program in a privately negotiated transaction.
F4 Pursuant to the terms of the privately negotiated issuer repurchase transaction, this price was based on a discount to the closing market price on August 21, 2025.
F5 Shares held by the Stephen F. Butterfield GST Exempt Marital Trust, an estate planning trust for the family of Stephen F. Butterfield. The reporting person reports beneficial ownership of all the shares held by the trust, but disclaims beneficial ownership of the shares held by the trust except to the extent of her pecuniary interest therein.
F6 Shares held by Union Financial Services, Inc. ("UFS"), of which the Butterfield GST Non-Exempt Marital Trust owns 50.0% of the outstanding capital stock and the Executive Chairman of the issuer owns the other 50.0% of the outstanding capital stock. The reporting person reports beneficial ownership of all the shares held by UFS, but disclaims beneficial ownership of the shares held by UFS except to the extent of her pecuniary interest therein.
F7 Shares held by a GRAT established by the reporting person on December 18, 2015. The reporting person reports beneficial ownership of all the shares held by the trust, but disclaims beneficial ownership of the shares held by the trust except to the extent of her pecuniary interest therein.
F8 Shares held by a separate GRAT established by the reporting person on December 18, 2015. The reporting person reports beneficial ownership of all the shares held by the trust, but disclaims beneficial ownership of the shares held by the trust except to the extent of her pecuniary interest therein.
F9 Shares held by a separate GRAT established by the reporting person on December 18, 2015. The reporting person reports beneficial ownership of all the shares held by the trust, but disclaims beneficial ownership of the shares held by the trust except to the extent of her pecuniary interest therein.
F10 Shares held by a separate GRAT established by the reporting person on December 18, 2015. The reporting person reports beneficial ownership of all the shares held by the trust, but disclaims beneficial ownership of the shares held by the trust except to the extent of her pecuniary interest therein.
F11 Shares held by a separate GRAT established by the reporting person on December 18, 2015. The reporting person reports beneficial ownership of all the shares held by the trust, but disclaims beneficial ownership of the shares held by the trust except to the extent of her pecuniary interest therein.
F12 Shares held by a separate GRAT established by the reporting person on December 18, 2015. The reporting person reports beneficial ownership of all the shares held by the trust, but disclaims beneficial ownership of the shares held by the trust except to the extent of her pecuniary interest therein.
F13 Shares held by a GRAT established by Stephen F. Butterfield on December 18, 2015. The reporting person reports beneficial ownership of all the shares held by the trust, but disclaims beneficial ownership of the shares held by the trust except to the extent of her pecuniary interest therein.
F14 Shares held by a separate GRAT established by Stephen F. Butterfield on December 18, 2015. The reporting person reports beneficial ownership of all the shares held by the trust, but disclaims beneficial ownership of the shares held by the trust except to the extent of her pecuniary interest therein.
F15 Shares held by the Estate of Stephen F. Butterfield (the "Butterfield Estate"), for which the reporting person is the personal representative. The reporting person disclaims beneficial ownership of the shares held by the Butterfield Estate, except to the extent of her pecuniary interest therein.
F16 Shares held by a trust for the benefit of the reporting person's daughter.
F17 Shares held by a trust for the benefit of the reporting person's son.
F18 Shares held by a family limited liability company controlled by the reporting person. The reporting person disclaims beneficial ownership of the shares held by the limited liability company, except to the extent of her pecuniary interest therein.
F19 Shares held by a Butterfield CLAT Post-Annuity Trust, of which the daughter of the reporting person is the beneficiary.
F20 Shares held by a separate Butterfield CLAT Post-Annuity Trust, of which the son of the reporting person is the beneficiary.