Jonathan Kirkwood - 26 Feb 2026 Form 4 Insider Report for Fold Holdings, Inc. (FLD)

Role
Director, 10%+ Owner
Signature
/s/ Jonathan Kirkwood
Issuer symbol
FLD
Transactions as of
26 Feb 2026
Net transactions value
$0
Form type
4
Filing time
02 Mar 2026, 21:29:42 UTC
Previous filing
18 Feb 2026
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Kirkwood Jonathan Director, 10%+ Owner C/O FOLD HOLDINGS, INC.,, 2942 NORTH 24TH STREET, SUITE 115,#42035, PHOENIX /s/ Jonathan Kirkwood 02 Mar 2026 0002057403

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction FLD Common Stock Award +20,800 +69% 50,800 26 Feb 2026 Through SATS Credit Fund LP F1, F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction FLD 7.0% Convertible Note Other -148,000 -100% 0 26 Feb 2026 Common Stock 148,000 $12.50 Through SATS Credit Fund LP F3
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 SATS Credit Fund LP entered into a transaction with the Issuer on February 26, 2026 pursuant to which it purchased a Senior Unsecured Promissory Note and 520,000 shares of Common Stock from the Issuer for the aggregate purchase price of $13,000,000.
F2 The reporting person is the managing member of SATS Credit Fund GP LLC, which is the general partner of SATS Credit Fund LP.
F3 On February 26, 2026, the convertible note (convertible into approximately 3.7 million shares of Common Stock pursuant to the terms therein), previously purchased from the Issuer on March, 2025, was redeemed without ever being exercised. For additional information regarding the transaction, see the Form 8-K filed by the Issuer with the SEC on February 26, 2026.