| Id | Content |
|---|---|
| F1 | The number of shares held directly includes certain shares there were previously held by Stock Awards and that have subsequently vested. |
| F2 | Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time. |
| F3 | The 41,349 shares remaining under Stock Award that was first granted on December 1, 2022 pursuant to the Flagstar Bancorp, Inc. 2016 Stock Award and Incentive Plan, which was assumed by the Issuer (pursuant to the terms of a Merger Agreement), will vest in three approximately equal annual installments commencing on December 1, 2025. |
| F4 | These shares remaining under Stock Award (032423) were granted on March 24, 2023 pursuant to Issuer's 2020 Omnibus Incentive Plan, and are scheduled to vest on March 24, 2026. |