Todd G. Schwartz - 15 Sep 2025 Form 4 Insider Report for OppFi Inc. (OPFI)

Role: Chief Executive Officer, Director, 10%+ Owner
Signature: /s/ Marv Gurevich, Esq., as attorney-in-fact for Todd G. Schwartz
Issuer symbol: OPFI
Transactions as of: 15 Sep 2025
Net transactions value: $0
Form type: 4
Filing time: 17 Sep 2025, 16:24:58 UTC
Previous filing: 15 Aug 2025
Next filing: 03 Oct 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Schwartz Todd G.	Chief Executive Officer, Director, 10%+ Owner	ONE NORTH WACKER DRIVE, SUITE 3605, CHICAGO	/s/ Marv Gurevich, Esq., as attorney-in-fact for Todd G. Schwartz	17 Sep 2025	0001873026

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	OPFI	Class A Common Stock	Gift	$0	-93,466	-18%	$0.000000	433,733	15 Sep 2025	By TGS Revocable Trust	F1, F2
holding	OPFI	Class A Common Stock						127,118	15 Sep 2025	Direct

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	OPFI	Class A Common Units	Other	$0	-249,051	-1%	$0.000000	24,656,083	15 Sep 2025	Class A Common Stock	249,051	$0.000000	By TGS Capital Group, LP	F3, F4, F5
holding	OPFI	Class A Common Units						1,949,309	15 Sep 2025	Class A Common Stock	1,949,309	$0.000000	By TGS MCS Capital Group LP	F3, F6

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Reflects a charitable donation.
F2	The reporting person is the sole trustee of TGS Revocable Trust.
F3	Class A common units ("Common Units") of Opportunity Financial, LLC ("Opportunity Financial") generally represent economic, non-voting interests in Opportunity Financial. OppFi Inc. (the "Issuer") is the sole manager of Opportunity Financial and controls Opportunity Financial, except as provided by the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial (the "LLC Agreement") or applicable law. Pursuant to the LLC Agreement, each Common Unit can be exchanged by the holder from time to time for either one share of Class A common stock, par value $0.0001 per share ("Class A Common Stock"), of the Issuer or, at the election of the Issuer in its capacity as the sole manager of Opportunity Financial, the cash equivalent of the market value of one share of Class A Common Stock (the "Exchange Rights").
F4	Reflects the distribution of 249,051 Common Units by TGS Capital Group LP to DAV 513 Revocable Trust, a limited partner.
F5	The reporting person is the manager of the general partner of TGS Capital Group, LP and may be deemed to beneficially own the securities held by TGS Capital Group, LP. The reporting person disclaims beneficial ownership of such securities, except to the extent of his pecuniary interest therein.
F6	These Common Units are held by TGS MCS Capital Group LP ("MCS"), of which the reporting person is the manager of the general partner. MCS is a member of Opportunity Financial and the reporting person has the right to cause MCS to exercise for the benefit of the reporting person MCS's Exchange Rights with respect to the Common Units indirectly held by the reporting person.