Christopher J. McKay - 01 Apr 2025 Form 4 Insider Report for OppFi Inc. (OPFI)

Role: Chief Risk & Analytics Officer
Signature: /s/ Marv Gurevich, Esq., as attorney-in-fact for Christopher J. McKay
Issuer symbol: OPFI
Transactions as of: 01 Apr 2025
Net transactions value: -$78,204
Form type: 4
Filing time: 03 Apr 2025, 19:37:13 UTC
Previous filing: 05 Feb 2025
Next filing: 07 Apr 2025
SEC: View on sec.gov

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	OPFI	Class A Common Stock	Options Exercise	$0	+3,851	+2.2%	$0.000000	177,022	01 Apr 2025	Direct	F1
transaction	OPFI	Class A Common Stock	Tax liability	$8,752	-938	-0.53%	$9.33	176,084	01 Apr 2025	Direct	F2
transaction	OPFI	Class A Common Stock	Tax liability	$18,380	-1,970	-1.1%	$9.33	174,114	01 Apr 2025	Direct	F2
transaction	OPFI	Class A Common Stock	Award	$0	+89,912	+52%	$0.000000	264,026	01 Apr 2025	Direct	F3
transaction	OPFI	Class A Common Stock	Tax liability	$51,072	-5,474	-2.1%	$9.33	258,552	02 Apr 2025	Direct	F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	OPFI	Restricted Stock Unit	Options Exercise	$0	-3,851	-33%	$0.000000	7,702	01 Apr 2025	Class A Common Stock	3,851	$0.000000	Direct	F1, F4

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	On April 1, 2025, the reporting person received shares of Class A Common Stock, par value $0.0001 per share, of the issuer in settlement of restricted stock units ("RSUs"), which vested on April 1, 2025.
F2	Represents shares withheld to cover tax withholding obligations upon the settlement of vested RSUs.
F3	RSUs granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). Each RSU represents a contingent right to receive one share of OppFi Inc. Class A Common Stock, par value $0.0001 per share. 25% of the RSUs vested immediately on the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.
F4	Each RSU represents a contingent right to receive one share of Class A Common Stock, par value $0.0001 per share, of the issuer and was granted pursuant to the Plan. On October 1, 2021, the reporting person was granted 61,613 RSUs. 25% of the RSUs vested on the one-year anniversary of the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.