Ryan H. Duran - 30 Sep 2025 Form 4 Insider Report for LM FUNDING AMERICA, INC. (LMFA)

Role: Vice President of Operations
Signature: /s/ Ryan H. Duran
Issuer symbol: LMFA
Transactions as of: 30 Sep 2025
Net transactions value: $0
Form type: 4
Filing time: 02 Oct 2025, 16:41:21 UTC
Previous filing: 19 Dec 2024
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Duran Ryan H	Vice President of Operations	1200 PLATT STREET, SUITE 100, TAMPA	/s/ Ryan H. Duran	02 Oct 2025	0001742160

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	LMFA	Stock Option (right to buy)	Award	$0	+61,700		$0.000000	61,700	30 Sep 2025	Common Stock	61,700	$1.14	Direct	F1

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Options were granted under the LM Funding America, Inc. 2021 Omnibus Incentive Plan (the "Plan"). Options will vest as to one-half of the option shares on September 30, 2026 and as to one-half of the option shares on September 30, 2027, subject to acceleration of vesting upon a Change of Control (as defined in the Plan).