Douglas I. McCree - 27 Aug 2025 Form 4 Insider Report for LM FUNDING AMERICA, INC. (LMFA)

Role: Director
Signature: /s/ Douglas I. McCree
Issuer symbol: LMFA
Transactions as of: 27 Aug 2025
Net transactions value: $0
Form type: 4
Filing time: 28 Aug 2025, 16:19:16 UTC
Previous filing: 03 Jan 2023
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
McCree Douglas I.	Director	1200 PLATT STREET, SUITE 100, TAMPA	/s/ Douglas I. McCree	28 Aug 2025	0001653720

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	LMFA	Stock Option (right to buy)	Award	$0	+157,140		$0.000000	157,140	27 Aug 2025	Common Stock	157,140	$1.26	Direct	F1

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Option awards to purchase shares of common stock were granted under the Non-Employee Director Compensation Plan, as amended on November 18, 2022. Shares subject to the options will vest as to one-half on the 180th day after the grant date and as to one-half on the date that is the first anniversary of the grant date.