Cynthia A. Smaniotto - 31 Dec 2025 Form 5 Insider Report for NBT BANCORP INC (NBTB)

Signature
By: Annette L. Burns, Power of Attorney For: Cynthia A. Smaniotto
Issuer symbol
NBTB
Transactions as of
31 Dec 2025
Net transactions value
$0
Form type
5
Filing time
13 Feb 2026, 13:18:42 UTC
Previous filing
26 Mar 2025
Next filing
16 Jan 2026

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Smaniotto Cynthia A SVP, Chief HR Officer 52 SOUTH BROAD STREET, NORWICH By: Annette L. Burns, Power of Attorney For: Cynthia A. Smaniotto 13 Feb 2026 0001930403

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction NBTB NBT Bancorp Inc. Common Stock Other $0 +112 +3.4% $0.000000 3,421 31 Dec 2025 401k F1
transaction NBTB NBT Bancorp Inc. Common Stock Other $0 +31 +3.4% $0.000000 935 31 Dec 2025 NBT Bancorp ESOP F2
holding NBTB NBT Bancorp Inc. Common Stock 16,152 31 Dec 2025 Direct
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Shares were purchased through payroll deferral and/or dividend reinvestment from 1/1/2025 to 12/31/2025 through NBT Bancorp Inc. 401k Plan.
F2 Shares were purchased through payroll deferral and/or dividend reinvestment from 1/1/2025 to 12/31/2025 through NBT Bancorp Inc. ESOP Plan.