Michael Ruttledge - 11 Feb 2026 Form 4 Insider Report for CITIZENS FINANCIAL GROUP INC/RI (CFG)

Role: Chief Information Officer
Signature: /s/ Bari Fredericks, as Attorney-in-Fact
Issuer symbol: CFG
Transactions as of: 11 Feb 2026
Net transactions value: $0
Form type: 4
Filing time: 13 Feb 2026, 16:38:08 UTC
Previous filing: 04 Mar 2025
Next filing: 03 Mar 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Ruttledge Michael	Chief Information Officer	C/O CITIZENS FINANCIAL GROUP, INC., 600 WASHINGTON BLVD., STAMFORD	/s/ Bari Fredericks, as Attorney-in-Fact	13 Feb 2026	0001911903

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	CFG	Common Stock	Award	$0	+10,787	+8.3%	$0.000000	140,718	11 Feb 2026	Direct	F1

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Reflects an award of shares of common stock of the company, par value $0.01, which has been granted to the filer pursuant to the Amended and Restated Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan.