Raymond C. Pecor III - 17 Mar 2026 Form 4 Insider Report for COMMUNITY FINANCIAL SYSTEM, INC. (CBU)

Role
Director
Signature
/s/ Danielle M. Cima, pursuant to a Confirming Statement executed by Raymond C. Pecor, III
Issuer symbol
CBU
Transactions as of
17 Mar 2026
Net transactions value
$0
Form type
4
Filing time
19 Mar 2026, 18:04:36 UTC
Previous filing
11 Feb 2026
Next filing
23 Mar 2026
SEC
View on sec.gov

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Quoteable Key Fact

"Raymond C. Pecor III filed Form 4 for COMMUNITY FINANCIAL SYSTEM, INC. (CBU) on 19 Mar 2026."

Quick Takeaways

  • This page summarizes Raymond C. Pecor III's Form 4 filing for COMMUNITY FINANCIAL SYSTEM, INC. (CBU).
  • 1 reported transaction and 3 derivative rows are listed below.
  • Filing timestamp: 19 Mar 2026, 18:04.

What Changed

  • Previous filing in this sequence was filed on 11 Feb 2026.
  • Current net transaction value: $0.

Why This Matters

  • This tells you what this filing adds before you inspect full transaction and derivative tables.
  • You can trace every row back to the original SEC filing document.

Official SEC Source

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

See Original Filing

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Pecor Raymond C III Director C/O COMMUNITY FINANCIAL SYSTEM, INC., 5790 WIDEWATERS PARKWAY, DEWITT /s/ Danielle M. Cima, pursuant to a Confirming Statement executed by Raymond C. Pecor, III 19 Mar 2026 0001475265

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
holding CBU Common Stock 10,185 17 Mar 2026 Direct F1
holding CBU Common Stock 11,278 17 Mar 2026 By Trust F2, F3

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction CBU Phantom Stock (Deferred Stock Units) Award +1,220 +17% $0.000000* 8,391 17 Mar 2026 Common Stock 1,220 Direct F8, F9
holding CBU Phantom Stock (Deferred Compensation under Merchants plan) 10,089 17 Mar 2026 Common Stock 10,089 Direct F4, F5
holding CBU Phantom Stock (Deferred Compensation) 8,799 17 Mar 2026 Common Stock 8,799 Direct F6, F7
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Includes 78.04 shares acquired on January 12, 2026 pursuant to the Community Financial System, Inc. Dividend Reinvestment Plan.
F2 Includes 86.2 shares acquired on January 12, 2026 pursuant to the Community Financial System, Inc. Dividend Reinvestment Plan.
F3 The reporting person disclaims beneficial ownership of these securities, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or any other purpose.
F4 The units of phantom stock were acquired through Merchants Bancshares, Inc.'s ("Merchants") deferred compensation plan. Each unit of phantom stock is the economic equivalent of one share of Community Financial System, Inc. common stock. The units of phantom stock relating to such deferred compensation plan will be settled in Community Financial System, Inc. common stock at future dates selected by the reporting person.
F5 Includes 77.299 units of phantom stock acquired on January 12, 2026 under the Merchants' deferred compensation plan's dividend reinvestment feature
F6 Each unit of phantom stock is the economic equivalent of one share of Community Financial System, Inc. common stock. The units of phantom stock relating to the Deferred Compensation Plan for Directors (the "DCP for Directors"), will be settled in Community Financial System, Inc. common stock at future dates selected by the reporting person.
F7 Includes 67.3778 units of phantom stock acquired as dividend equivalents on January 12, 2026 under the DCP for Directors.
F8 The reporting person has received deferred stock units under the Community Financial System, Inc. 2022 Long-Term Incentive Plan, as amended (the "LTIP"). Each phantom stock unit which represents a deferred stock unit is the economic equivalent of one share of Community Financial System, Inc. common stock and will be settled in common stock at a predetermined date.
F9 Includes 55.1073 units of phantom stock acquired on January 12, 2026 under the LTIP's dividend reinvestment feature.

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