Jody L. Spencer - 20 Feb 2026 Form 4 Insider Report for Ameris Bancorp (ABCB)

Role: Chief Legal Officer
Signature: Jody L. Spencer by Elna Klein-Kolarich as Attorney-In-Fact
Issuer symbol: ABCB
Transactions as of: 20 Feb 2026
Net transactions value: -$91,936
Form type: 4
Filing time: 24 Feb 2026, 20:33:33 UTC
Previous filing: 23 Feb 2026
Next filing: 26 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Spencer Jody L	Chief Legal Officer	3490 PIEDMONT RD NE, STE 1550, ATLANTA	Jody L. Spencer by Elna Klein-Kolarich as Attorney-In-Fact	24 Feb 2026	0001783039

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	ABCB	Common Stock	Award	$0	+11,108	+24%	$0.000000	57,359	20 Feb 2026	Direct	F1
transaction	ABCB	Common Stock	Tax liability	$91,936	-1,098	-1.9%	$83.73	56,261	21 Feb 2026	Direct	F2

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Stock grant pursuant to the Ameris Bancorp 2021 Omnibus Equity Compensation Plan, vesting: (i) 3,703 shares on February 20, 2027; (ii) 3,703 shares on February 20, 2028; and (iii) 3,702 shares on February 20, 2029.
F2	This transaction represents the withholding of 1,098 shares of common stock to satisfy the tax withholding obligations incurred by the reporting person upon the vesting of 1,437 and 1,028 shares of common stock originally awarded on February 21, 2024 and February 20, 2025, respectively.