| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| Odgers David Carl | Chief Accounting Officer | 1010 GRAND BOULEVARD, KANSAS CITY | /s/ Jason D. Bartel, attorney-in-fact for Mr. Odgers | 13 Feb 2026 | 0001801742 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | UMBF | Common Stock | Tax liability | $2,379 | -18 | -0.27% | $132.16 | 6,648 | 11 Feb 2026 | Direct | |
| holding | UMBF | Common Stock | 308 | 11 Feb 2026 | By 401K | ||||||
| holding | UMBF | Common Stock | 307 | 11 Feb 2026 | By ESOP |