| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| Beaird Robert Brian | Chief Human Resource Officer | 1010 GRAND BLVD., KANSAS CITY | /s/ Jason D. Bartel, attorney-in-fact for Mr. Beaird | 12 Feb 2026 | 0001793099 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | UMBF | Common Stock | Tax liability | $14,881 | -112 | -1% | $132.87 | 10,602 | 10 Feb 2026 | Direct | F1 |
| holding | UMBF | Common Stock | 228 | 10 Feb 2026 | By ESOP |
| Id | Content |
|---|---|
| F1 | Reflects dividends earned upon vesting of the underlying restricted stock unit. |