Thomas S. Terry - 07 Feb 2026 Form 4 Insider Report for UMB FINANCIAL CORP (UMBF)

Signature
/s/ Megan L. Mercer, Attorney-in-Fact for Mr. Terry
Issuer symbol
UMBF
Transactions as of
07 Feb 2026
Net transactions value
-$20,417
Form type
4
Filing time
10 Feb 2026, 16:21:11 UTC
Previous filing
02 Jan 2026
Next filing
11 Feb 2026

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Terry Thomas S Chief Credit Officer 1010 GRAND BLVD., KANSAS CITY /s/ Megan L. Mercer, Attorney-in-Fact for Mr. Terry 10 Feb 2026 0001659887

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction UMBF Common Stock Tax liability $20,417 -152 -0.43% $134.32 35,004 07 Feb 2026 Direct F1
transaction UMBF Common Stock Award $0 +1,634 +4.7% $0.000000 36,645 09 Feb 2026 Direct F2
holding UMBF Common Stock 5,004 07 Feb 2026 By ESOP
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Reflects dividends earned upon vesting of the underlying restricted stock unit.
F2 These restricted share units vest: 33% on February 9, 2027; 33% February 9, 2028; and 34% on February 9, 2029.