| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| Rine James D | President | 1010 GRAND BLVD., KANSAS CITY | /s/ Jason Bartel, attorney-in-fact for Mr. Rine | 02 Jan 2026 | 0001739106 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | UMBF | Common Stock | Tax liability | $0 | 0 | 0% | $115.04 | 66,856 | 31 Dec 2025 | Direct | |
| holding | UMBF | Common Stock | 1,457 | 31 Dec 2025 | By ESOP |