| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| Odgers David Carl | Chief Accounting Officer | 1010 GRAND BOULEVARD, KANSAS CITY | /s/ Jason D. Bartel, attorney-in-fact for Mr. Odgers | 02 Jan 2026 | 0001801742 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | UMBF | Common Stock | Tax liability | $16,336 | -142 | -2.2% | $115.04 | 6,359 | 31 Dec 2025 | Direct | |
| holding | UMBF | Common Stock | 281 | 31 Dec 2025 | By 401K | ||||||
| holding | UMBF | Common Stock | 294 | 31 Dec 2025 | By ESOP |