| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| Newton Nikki Farentino | President, Private Wealth Mgmt | 1010 GRAND BOULEVARD, KANSAS CITY | /s/ Jason Bartel, attorney-in-fact for Mr. Newton | 02 Jan 2026 | 0001785000 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | UMBF | Common Stock | Tax liability | $76,732 | -667 | -4.9% | $115.04 | 13,000 | 31 Dec 2025 | Direct | |
| holding | UMBF | Common Stock | 66 | 31 Dec 2025 | By ESOP |