| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| King Stacy H | Chief Risk Officer | 1010 GRAND BOULEVARD, KANSAS CITY | /s/ Jason D. Bartel, attorney-in-fact for Ms. King | 02 Jan 2026 | 0001810685 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | UMBF | Common Stock | Tax liability | $59,476 | -517 | -5.5% | $115.04 | 8,955 | 31 Dec 2025 | Direct | |
| holding | UMBF | Common Stock | 52 | 31 Dec 2025 | by ESOP |