Dan Geddes - Jan 1, 2025 Form 3 Insider Report for CULLEN/FROST BANKERS, INC. (CFR)

Signature
/s/ Dan Geddes by Kirsten Irwin under POA
Stock symbol
CFR
Transactions as of
Jan 1, 2025
Transactions value $
$0
Form type
3
Date filed
1/2/2025, 04:07 PM

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
holding CFR Common Stock, $0.01 par value 2.36K Jan 1, 2025 Direct
holding CFR Common Stock, $0.01 par value 7.31K Jan 1, 2025 Through 401(k) Plan

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
holding CFR Restricted Stock Units Jan 1, 2025 Common Stock, $0.01 par value 1.05K Direct F1, F2
holding CFR Restricted Stock Units Jan 1, 2025 Common Stock, $0.01 par value 2K Direct F2, F3
holding CFR Restricted Stock Units Jan 1, 2025 Common Stock, $0.01 par value 2.89K Direct F2, F4
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Cliff vests on the third anniversary of the grant date of 10-25-2022.
F2 Each restricted stock unit represents the right to receive one share of Cullen/Frost common stock.
F3 Cliff vests on the third anniversary of the grant date of 10-24-2023.
F4 Cliff vests on the third anniversary of the grant date of 10-29-2024.